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RENO GIANT FINANCING PROGRAMS

Reno Giant Financing Programs

No one type of loan fits all customers. Having a myriad of loans to choose from helps us to provide quick inhouse options to our client’s individual needs. Offering a One stop shopping experience to all clients.

At Reno Giant, we know that sometimes it is just not possible to pay for a home remodeling project with cash.

So, we have partnered with our lending partners to help get you the resources and funding you need to pay for your project.

The Financing is quick, accessible, and easy to use. As part of our turnkey operation, our financing partner will carry out all the groundwork for you so you don’t have to deal with the stress of chasing down banks and finance companies for approvals.

For more information about any of the financing options available, please get in touch with our Financing Manager via email on [email protected] or contact office

  • Interest rates are as low as 4.99%. 0% Interest and $0 Promotions are available o.a.c.
  • Payments as low as $290 biweekly (Based on a 80,000 project, 4.99% Interest)
  • Financing is quick, accessible and easy to use. 95% of our clients get preapproved for Financing.

For your build we offer a suite of financing options. Here are the most common ones:

  • Home Improvement loans
  • Home Equity Lines of Credit
  • Unsecured Lines of Credit
  • Personal Secured loans
  • Personal Unsecured Loans
  • 2nd Mortgages
  • Construction mortgages
  • Private loans

HOME IMPROVEMENT LOANS

The most Convenient way to pay for a project is utilizing a Home improvement loan.

Approvals are expedited for Reno Giant clients which helps with timely starts to projects.

It is easily accessible, and our lending partners provide promotions on the interest rates to help alleviate the cost of borrowing on these loans. The lenders also offer flexible repayment plans which helps our clients with planning for their upcoming projects.

  • Fast approvals and Fast Starts
  • Open Unsecured loans available
  • Affordable Interest rates
  • Flexible repayment plans

HOME EQUITY LINE OF CREDIT

Features:

Repayment is flexible, with the option to make only required minimum monthly interest payments on the outstanding balance, or payments up to the entire balance.

Your line of credit is yours as long as you need it. You only have to apply once, and when you pay off your line of credit, it automatically renews itself so that money’s available when you need it.

MORTGAGE

A mortgage isn’t just a way to buy a new home. It’s also a way to take out equity in your home to complete renovations, purchase a vacation home, or consolidate debt.

While you are not given the full financial freedom to repay and borrow as revolving credit allows, you can repay as a blended payment, which lowers the amount of interest you pay over time.

Mortgage rates are also generally lower than line of credit interest rates.

Features:

  • Enjoy competitive mortgage rates.
  • Choose from variable or fixed terms.
  • There’s no minimum amount required.
  • Many refinance options are available.

NO EQUITY?

LINE OF CREDIT

Features:

Rates can be as low as prime + 3%

The cost of borrowing is low.

Pay a variable interest rate based on our prime rate and only on the amount you borrow.

Repayment is flexible, with the option to make only the required minimum monthly interest payments on the outstanding balance, or more — all the way up to the entire balance.

It’s yours for as long as you need it. You only have to apply for it once, and when you pay off your line of credit, it automatically renews itself, allowing you to access the money whenever you need it.

PERSONAL LOANS (Secured and Unsecured)

Personal loans help you reach your personal goals such as renovating the bathroom or consolidating your debt. One of the main benefits of a personal loan is that you can borrow once and then pay the balance down on your schedule.

Features:

Enjoy rates as low as the prime interest rate + 5%

Repayment terms are available from 1 to 20 years.

You have the option to repay at any time, without penalty for paying off the entire balance early. Plus, you can save interest when you make payments more often.

CONSTRUCTION MORTGAGES/LOANS

A great option for clients with little equity built up. We can request financing based on an as complete value to get the work done and then refinance based on that value.

Project AmountFinancing AvailableBest OptionBest Time Frame
Up to 50kAll optionsHI loansSame Day
Up to 100kAll OptionsHI loansSame Day
Up to 150kAll OptionsHI loansSame Day
150k to 200kAll OptionsHI loansSame Day
200k to 500kHI/HELoCHELoCSame Day/2wk+
500k +HI/HELoc/CMHELoCSame Day/2wk+
1mm +HELoC/CMCM2wks +